Frequently Asked Questions about Pre-Planning
Where does the money go that I prepay into the plan?
By Kansas law, Carlson-Geisendorf Funeral Home will deposit 100% of the money received toward a Carlson-Geisendorf Funeral Plan into Insurance or Trust, where it cannot be released to us until after the funeral you have chosen has been provided for you. 100% of the money you have pre-paid will be used for your funeral.
How can I be sure the funeral home won't charge my loved ones more at the time of my funeral?
Carlson-Geisendorf Funeral Home is contractually obligated to provide all of the service and merchandise included in your Carlson-Geisendorf Funeral Home Advance Funeral Plan. The only change would be if the survivors would wish to purchase any merchandise or service in addition to the prearranged plan.
What if the cost of the funeral service I prepay is greatly increased in actual cost at the time of my death?
By contract, Carlson-Geisendorf Funeral Home can never charge more for any of the services and merchandise that you have chosen to be included in your Carlson-Geisendorf Funeral Home Advance Funeral Plan, no matter how many years prior to use your plan was established.
What if your funeral home is no longer in business at the time of my death?
Because your money is held in an Insurance Policy or Trust, it will always be there for your funeral, even if Carlson-Geisendorf Funeral Home were to be purchased or go out of business.
What if my family moves out of the area before I die? Do we lose the money paid to Carlson-Geisendorf Funeral Home?
Should you move outside of our service area, your Carlson-Geisendorf Funeral Home Advance Funeral Plan provides for your funeral at the funeral home of your choice.
Won't my life insurance benefits cover all my funeral expenses?
It may, but aren't your life insurance benefits intended for your spouse's security or your child's education? Also, the cost of a funeral continues to rise, while your life insurance benefits don't increase over time.
Doesn't Social Security provide a death benefit?
Social Security provides a lump-sum payment of $255, and only if you qualify!
Can Carlson-Geisendorf Funeral Home ever cancel my Advance Funeral Plan?
Absolutely not. The Carlson-Geisendorf Funeral Home Advance Funeral Plan is a permanent lifetime protection. So as long as payments are paid on time, your agreement can't be cancelled because of your age, health, or any other reason.
Shouldn't I wait until I'm older to deal with this?
No. The younger you are, the more you have to gain. Prices will continue to rise until you freeze your costs by your purchase.
How do I know you will really put my money in an Insurance Policy or Trust?
Each Carlson-Geisendorf Funeral Home Advance Funeral Plan is registered with the State of Kansas and all records are periodically audited to assure the deposit of funds.